Capitec Bank Universal Branch Code

What is the Capitec universal branch code for South Africa?

The Capitec Bank universal branch code for South Africa is 470010, and the SWIFT Code is CABLZAJJ.

This universal branch code facilitates debit orders and collections more easily, quickly, and systematically. Regardless of your branch or location, it can be used nationwide for all electronic banking transactions.

What is the branch code?

A branch code is a unique numerical identifier assigned to a specific branch of a bank in South Africa. Banks use branch codes to securely and accurately assign financial transactions like EFTs and wire transfers to the precise location.

Capitec Bank Branch – Makes Banking Easier

As of October 2025, Capitec Bank maintains a network of 880 branches across all South African provinces. These branches offer personal banking services like account opening, cash deposits and withdrawals, foreign exchange, and financial advice.

Key Facts of Capitec Branches

• Founded: March 1, 2001.
• Full Name: Capitec Bank Holdings Limited
• Active Clients: Over 24.1 million active clients.
• The bank operates the largest ATM network, with almost 9,000.

• All Capitec branches use the same six-digit code, for electronic funds transfers (EFTs) and debit orders.
• Whether on mobile or desktop, customers can find the nearest branch address, contact details, operating hours and available services according to their city, region or province.

Why does Capitec Bank use a universal branch code?

Simplicity: It makes transactions easier as you don’t need to find any specific code for your local branch.

Convenience: It makes it easier to link your account to service providers and make EFTs.

You can find this branch code on the Capitec Bank website or other financial resources.

How to find my Capitec branch code in the app?

To find your Capitec branch code in the app, go to the Savings Account section and select Statement or Transaction Details, which will also include the universal code.

Steps in the Capitec App

1. Open the Capitec app on your phone and log in.
2. Tap on the Savings Account on the home screen.
3. Tap the menu icon (three dots or lines) in the top-right corner of the screen.
4. Navigate to your account details or transaction history.
5. Choose an option to email or SMS your account details to yourself; this will include your branch code.

How to search branch codes by city or province in the app?

The Capitec app allows you to find branch details, such as codes, location and contact info by city or province. However, Capitec transactions use the universal branch code regardless of city or province.

App Vs Capitec Website – Compare Finding Branch Codes

How can I open a Capitec Bank account?

You can open a bank account online at any Capitec branch in South Africa in just minutes – all you need is your ID, phone number, and banking app.

Steps to open a Capitec Bank account online:

1. Go to your app store (Android, Apple or Huawei) and download our online banking app.
2. Open the app and tap Open an Account, and then tap Myself.
3. Enter your valid South African ID number.
4. Take a couple of selfies for the self-verification (As per the Department of Home Affairs).
5. Enter your personal details, such as mobile number, and email ID and sign our agreement.

How to send cash using Capitec?

To do a cash send with Capitec, use the app and USSD. Through the app, go to Transact, select “Send Cash” and enter your remote PIN.

To send money using USSD, dial *120*3279#, then select the option to send cash, select the “FROM” account, enter the amount, create a Secret Code, and enter your Mobile Banking PIN. You must share the secret code with the recipient.

Is Capitec Bank closed today?

Capitec Bank is open today, if it is not a public holiday or a scheduled bank closure date in South Africa. Please check your local branch to confirm if it is open.

What time does Capitec close​?

Opening hours of Capitec Bank branches may vary by location, and they close between 17:00 and 18:00 on weekdays. To find your branch’s opening hours, check the online branch locator.

How to reverse a debit order Capitec​?

To reverse or cancel a debit order on Capitec Bank, you can go to a branch or use the Capitec mobile app.

Step-by-step guide to reversing a debit order via the app

1. Open the app and sign in.
2. Tap on “Transact,” then select “Debit Orders.”
3. Find the debit order you want to cancel and tap “Stop.”
4. Select the reason for cancellation and accept the agreement to confirm the cancellation.

Does Capitec open on Sunday​?

Yes, Capitec Bank branches do open on Sundays, but working hours are shorter than on weekdays. Some branches open 09:00 to 13:00 or 15:00, but Certain mall branches may open until 17:00 on Sundays.

How to transfer money from FNB to Capitec​?

You can transfer cash from FNB to Capitec using the FNB Banking App, Online Banking, or through an ATM. You may need an OTP (One-Time PIN) to finalize the transaction.